Credit Cards PRODUCT FEATURES AND BENEFITS
ANNUAL
FEE/RENEWAL
FEE (in Rs.)
FIRST YEAR FEE WAIVER
(One of the below criteria has to
be met within first 90 Days)
LIFETIME FREE
(Opt for one of the below within
first 90 days)
RENEWAL FEE
WAIVER
(Spend minimum
of this amount in
12 months of card
issuance to get
waiver on next
year Fee)
Get 5% of your spends as Fuel Points (FP) at IndianOil Fuel outlets on your
IndianOil HDFC Bank Credit Card (Earn up to 250 FP in a month for the first
6 months, post which earn up to 150 FP in a month)
Earn 5% of your Grocery Spends as Fuel Points
(Earn up to 100 Fuel Points in a month, transaction value to be min. Rs. 150)
Earn 5% of your bill payments as Fuel Points
(Earn up to 100 Fuel Points in a month, transaction value to be min. Rs. 150)
Earn 1 FP per Rs.150 spent on other purchases
Redeem FP for FREE fuel at IndianOil outlets
Fuel surcharge waiver of 1%.
( up to Rs. 250 per statement cycle)
Annual/Renewal Fee Rs.500, Renewal fee waived on Rs.50000 spends in a
year
Redeem RPs as CashBack (100 RPs = Rs 20)
Earn 2X RP on ALL online transactions
E-gift voucher worth Rs.500 on spends of Rs.50,000 in a calendar quarter
Fuel surcharge waiver of 1%
(up to Rs. 250 per statement cycle)
Exciting gift options to choose from an exclusive rewards catalogue at
applicable redemption rate
Convert RPs into Air Miles of leading domestic & international airlines
Zero Lost Card liability post reporting of the loss of card
Auto EMI conversion of transactions >=Rs 10,000.
Tenure = 9 months, ROI = 20%, Proc. Fee = Rs 99
5% cashback on PayZapp and SmartBuy spends (min txn of Rs 2000) - Max
cashback of Rs 750 p.m.
(Max cashback of Rs 1000 offered for first 6 months)
2.5% cashback on Online spends (min txn of Rs 2000) - Max cashback of Rs
750 p.m.
1% cashback on Offline and wallet spends (min txn of Rs 100) - Max
cashback of Rs 750 p.m.
Cashback is credited as cashpoints. Redeemable against statement balance
at Re 1 per point
Launch offer: Get Rs 1000 GV for spends of Rs 1 lakh in a calendar quarter
25% discount on movie tickets @ BookMyShow & other select partners
Up to 15% off at participating restaurants
Live GPS location based online & offline offers across 365 days on Times
Card Web App ( www.hdfcbank.timescard.com)
Up to 30% off on Shopping, Wellness, Hotel Stays & online spends
Fuel surcharge waiver of 1% (up to Rs.250 per statement cycle )
5% cashback on PayZapp and SmartBuy spends (min txn of Rs 2000) - Max
cashback of Rs 750 p.m.
(Max cashback of Rs 1000 offered for first 6 months)
2.5% cashback on Online spends (min txn of Rs 2000) - Max cashback of Rs
750 p.m.
1% cashback on Offline and wallet spends (min txn of Rs 100) - Max
cashback of Rs 750 p.m.
Cashback is credited as cashpoints. Redeemable against statement balance
at Re 1 per point
Launch offer: Get Rs 1000 GV for spends of Rs 1 lakh in a calendar quarter
25% discount on movie tickets @ BookMyShow & other select partners
Up to 20% off at participating restaurants
Live GPS location based online & offline offers across 365 days on Times
Card Web App ( www.hdfcbank.timescard.com)
Up to 30% off on Shopping, Wellness, Hotel Stays & online spends
Fuel surcharge waiver of 1% (up to Rs.250 per statement cycle )
IndianOil HDFC Bank
Credit Card
Platinum Times HDFC
Bank Credit Card
Titanium Times HDFC
Bank Credit Card
HDFC Bank EasyEMI
Credit Card
HDFC Bank
MoneyBack Credit
Card
HDFC Bank Millennia
Credit Card
(Also a part of Travel
and Lifestyle segment)
1. Spend min Rs. 20,000
2. Do min two txns per month for
first three months consecutively
3. One Easy EMI Transaction
Do min two txns per month for first
three months consecutively
1. Spend min Rs. 20,000
2. Do min two txns per month for
first three months consecutively
3. One Easy EMI Transaction
4. Opt for SmartPay (Excluding
Prepaid)
5. Opt for OneAssist
1. Spend min Rs. 20,000
2. Do min two txns per month for
first three months consecutively
3. One Easy EMI Transaction
1. SmartPay (excluding prepaid)
2. OneAssist
3. 4 Txns each month for first three
months consecutively
(Min Txn amount of Rs. 500)
RS. 50,000
Life Time Free is not Offered for
this Card
Rs. 2,50,000
1. SmartPay (excluding prepaid)
2. OneAssist
3. 4 Txns each month for first three
months consecutively
(Min Txn amount of Rs. 500)
RS. 50,000
1. SmartPay (excluding prepaid)
2. OneAssist
3. 4 Txns each month for first three
months consecutively
(Min Txn amount of Rs. 500)
RS. 50,000
1. SmartPay (excluding prepaid)
2. OneAssist
3. 4 Txns each month for first three
months consecutively
(Min Txn amount of Rs. 500)
Rs. 1,00,000
1. Spend min Rs. 20,000
2. Do min two txns per month for
first three months consecutively
3. One Easy EMI Transaction
1. Spend min Rs. 20,000
2. Do min two txns per month for
first three months consecutively
3. One Easy EMI Transaction
4. Opt for SmartPay (Excluding
Prepaid)
5. Opt for OneAssist
Life Time Free is not Offered for
this Card
Rs. 1,50,000
HDFC Bank Regalia
Credit Card
Best Multi Airline Card with Travel and Lifestyle benefits.
1. 10,000 RPs on annual spends of Rs. 5,00,000 or more in each anniversary
year. Additional 5000 RP on annual spends of Rs. 8.00.000 or more in each
anniversary year .
(12months from the date of card open / card upgrade date)
2. Priority pass membership which allows access to over 1000+ airport
lounges globally T & C apply
3. Lowest FCY mark up fee of 2%
4. Redeem your Reward Points for free flights/ hotels , premium products/
2500
1. Spend min Rs. 60,000
2. Do min two txns per month for
first three months consecutively
3. One Easy EMI Transaction
1. SmartPay (excluding prepaid)
2. 4 Txns each month for first three
months consecutively
(Min Txn amount of Rs. 500)
Rs. 3,00,000
5% CashBack on key Business spends (Telecom, Electricity,
Government/Tax, Railway, Hotels & Dining & Taxi.)
(*Maximum CashBack of Rs.250 per statement on minimum monthly
spends of Rs.10,000.)
5X on Fuel Spends capped at 2000 Reward Points
Redeem RPs as CashBack (100 RPs = Rs 20)
Complimentary Zomato Gold Membership on spends of Rs.75000 in first 90
days.
5% Cashback* on key Business spends(Telecom, Electricity,
Government/Tax, Railway, Hotels & Dining & Taxi.)
(*Maximum CashBack of Rs.500 per statement on minimum monthly
spends of Rs.20,000)
Complimentary Zomato Gold Membership on spends of Rs.75000 in first 90
days.
Earn 15,000 RPs on annual spends of Rs. 8,00,000 or more in each
anniversary year.
Lowest mark-up fee of 2% on all international transactions
Diners Club Black
Credit Card
1. Complimentary Annual Memberships with Club Marriott | MakeMyTrip Double
Black | Zomato Gold | Amazon Prime | Forbes | Times Prime
2. 5 Reward points per Rs 150 on all retail transactions. 10X RP on select partner
brands. 2X RP on weekend dining. 1 Reward Points = Rs. 1 ( Travel Vouchers)- Redeem
for Airlines tickets and Hotels on HDFC Bank SmartBUY
3. Complimentary unlimited access to lounges across the globe for primary and add-
on cards
4. 6 Complimentary Golf games per quarter across the world's best courses
5. Global Concierge 24/7 Call 02242320226 or 1800118887
TnC Apply
10000
1. Spend min Rs. 1 Lakh
2. Opt for SmartPay (Excluding
Prepaid)
3. Do one Easy EMI Transaction
Life Time Free is not Offered for
this Card
Rs. 5,00,000
1. Spend min Rs. 60,000
2. Do min two txns per month for
first three months consecutively
3. One Easy EMI Transaction
Business MoneyBack
Business Regalia
Diners Club Privilege
Credit Card
1. Complimentary Annual Memberships with BigBasket Star | MakeMyTrip Double
Black | Zomato Gold | Amazon Prime | Times Prime
2. 4 Reward points per Rs 150 on all retail transactions. 10X RP on select partner
brands. 2X RP on weekend dining. 1 Reward Points = Rs. 50p ( Travel Vouchers)-
Redeem for Airlines tickets and Hotels on HDFC Bank SmartBUY
3. 12 Complimentary airport lounge access annually for primary and add-on cards
4. 2 Complimentary Golf games per quarter across the world's best courses
5. Global Concierge 24/7 Call 02242320226 or 1800118887
TnC Apply
1. Spend min Rs. 60,000
2. Do min two txns per month for
first three months consecutively
3. One Easy EMI Transaction
Life Time Free is not Offered for
this Card
Rs. 3,00,000
1. SmartPay (excluding prepaid)
2. OneAssist
3. 4 Txns each month for first three
months consecutively
(Min Txn amount of Rs. 500)
1. Spend min Rs. 20,000
2. Do min two txns per month for
first three months consecutively
3. One Easy EMI Transaction
RS. 50,000
Rs. 3,00,000
1. SmartPay (excluding prepaid)
2. 4 Txns each month for first three
months consecutively
(Min Txn amount of Rs. 500)