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Financial Aid Information for MSW Students

Master of Social Work students often fund their education through a combination of sources including need and merit-

based grants and scholarships from the U-M School of Social Work (SSW), federal loans (Direct Unsubsidized Loans &

Admitted students who have submitted a SSW financial aid application will receive an award letter via email including

the need and/or merit-based grants and scholarships awarded to them from the SSW for all terms of expected

enrollment.

Students with demonstrated need will be eligible for grant and scholarship aid (amount to be determined based on

application) for three terms of expected enrollment. Students must inform the School if they are eligible for tuition

assistance or reimbursement by a governmental or private entity, which may reduce SSW financial aid awards.

View MSW Tuition & Student Budget information at ssw.umich.edu/admissions/msw/tuition/online

.

the MSW program. In order to be eligible for need-based grants and scholarships, students are required to complete

• MSW students typically receive the same Federal Direct Loan ($10,250) and Work-study awards ($1,500) for

• Students also may apply for Direct Loans and work-study for subsequent semesters while completing their

Students with demonstrated need will be eligible for grant and scholarship aid (amount to be determined based on

application) for the first four terms of enrollment. Students will also be eligible for an MSW tuition award for the final

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three terms of enrollment. Students eligible for a tuition reimbursement cannot also receive the tuition award in the

same term. Students must inform the School if they are eligible for tuition assistance or reimbursement by a

governmental or private entity. Note that this would reduce the tuition award for the term(s) in which the tuition

reimbursement was received. Students eligible for the NR-OL MSW Tuition Award must note that this award is based on

the Free Application for Federal Student Aid (FAFSA).

Federal

Direct Loans & Work-Study

• The University of Michigan Office of Financial Aid (OFA) will review submitted Free Application for Federal Student

• Part-time students must be registered for a minimum of four (4) credits in a given semester in order to be

• Students also may apply for Direct Loans and work-study for subsequent semesters while completing their

Need a

Special Scholarship Programs

• Applying at the Time of Application

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, contact the SSW Office of Student Services at ssw.msw.info@umich.edu to inquire if the programs

Federal

Direct Loans & Work-Study

The University of Michigan Office of Financial Aid (OFA) will review submitted Free Application for Federal Student Aid

MSW students typically receive the same Federal Direct Loan ($10,250) and W

ork-study awards ($1,500) for every

term of enrollment in the program unless they have a significant change in their expected family contribution on the

FAFSA application or if work-study funds are reduced or unavailable.

Need a

Admitted students who have submitted an SSW financial aid application will receive an award letter via email including

the need and/or merit-based grants and scholarships awarded to them from the SSW for all terms of enrollment:

Fall 2023, Winter 2024, Fall 2024, Winter 2024.

• A

pplying After MSW Application is Submitted

. If you would like to apply for a special program, contact

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MSW students typically receive the same Federal Direct Loan ($10,250) and Work-study awards ($1,500) for every

term of enrollment in the program unless they have a significant change in their expected family contribution on the

FAFSA application or if work-study funds are reduced or unavailable.

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Special Scholarship Programs

2024 FAFSA covers Fall 2023, Winter 2024, and Spring-Summer 2024. OFA will send Federal Direct Loans (maximum:

$10,250/term*) & Work-Study (typically $1,500/term) awards to students via email for only the Fall 2023 and Winter

2024 terms. Students enrolled in a spring/summer term will be eligible to apply for Federal Direct Loans and work-study

for the Spring/Summer 2024 term (or subsequent Spring/ Summer term). A new FAFSA application must be submitted to

determine eligibility for Federal Direct Loans & Work-Study for subsequent academic years.

MSW s

term of enrollment in the program unless they have a significant change in their expected family contribution on the

FAFSA application or if work-study funds are reduced or unavailable.

*Students in the School of Public Health may be able to access higher Federal Direct Loans. This is based upon the

Need a

Admitted students who have submitted a SSW financial aid application will receive an award letter via email including

the need and/or merit-based grants and scholarships awarded to them from the SSW for all terms of enrollment.

Students with demonstrated need will be eligible for grant and scholarship aid (amount to be determined based on

application) for the first four or five terms of enrollment. Students will also be eligible for an MSW tuition award for the

final three or four terms of enrollment. Students eligible for a tuition reimbursement cannot also receive the tuition

award in the same term. Students must inform the School if they are eligible for tuition assistance or reimbursement by

a governmental or private entity. Note that this would reduce the tuition award for the term(s) in which the tuition

the MSW program. In order to be eligible for need-based grants and scholarships, students are required to complete

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the Free Application for Federal Student Aid (FAFSA)

Federal

Direct Loans & Work-Study

• The University of Michigan Office of Financial Aid (OFA) will review Free Application for Federal Student Aid

• Part-time students must be registered for a minimum of four (4) credits in a given semester in order to be eligible

• Students may also apply for Direct Loans and work-study for subsequent semesters while completing their

763-6600.

Please view tuition and fee along with estimated student budgets for all curriculum schedules at

ssw.umich.edu/admissions/msw/tuition

These funds can be used for student budget items including books, room and board, car expenses, etc. If the grant,

scholarship, and loan aid does not cover the total amount of tuition and fees charged, students will have an outstanding

bill that must be paid at the beginning of the semester by the stated due date or according to any approved University

payment plan. To set up direct deposit, the student should go to Wolverine Access, Student Business and then Payroll

and Compensation. Students must ensure that they have a current and valid address in Wolverine Access.

Students are responsible for monitoring their student account and being aware of any balance due. Students should

be aware that sometimes balances are added to accounts following a refund of funds. If a financial aid refund is

received, it is the student’s responsibility to be aware of their student account balance and consider using funds

received to pay toward the student account balance, if necessary.

Direct Plus Loan

Additional Funding Opportunities

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eligible to complete a FAFSA application. Direct PLUS Loan approval is contingent upon a review of credit history. If

approved, the Direct PLUS Loan can cover the entire unmet cost of attendance in the student budget. Please note:

eligibility requirements at studentaid.gov/understand-aid/types/loans/plus/grad.

Graduate Student Instructor/Graduate Student Staff Assistant Positions

Some students in the MSW program may pursue Graduate Student Instructor (GSI) or Graduate Student Staff Assistant

(GSSA) positions throughout their time in the MSW program. These positions often provide a full tuition waiver, health

insurance, and a monthly stipend in any term a student holds one of these positions. GSI or GSSA positions are typically

only available outside of the School of Social Work and students can search for open positions at careers.umich.edu.

School o

opportunities will be communicated to students via e-mail and posted on the SSW website at

ssw.umich.edu/admissions/msw/financial-aid/grants-and-scholarships.

School o

If students are concerned about their financial aid package, they may apply to for consideration of additional School of

Social Work grant and scholarship aid. A student may submit the SSW Re-review Application after receiving their SSW

grant and scholarship award letter, special program application decisions, and Federal Direct Loan and Work-Study

award. To inquire about this application, contact the Office of Student Services at ssw.msw.info@umich.edu or 734

-936-

id/child-care-

subsidy

Go to Student Financial Services fo

r information about your U-M account, eBill, installment payment plans, and FAQs

related to payment and student accounts (finops.umich.edu/student).

P

chedule an

appointment.

The Council of Graduate Schools (CGS) has developed GradSense, a unique online education platform that provides

students with financial information about a range of topics including the value of pursuing an advanced degree, paying

for your education, estimating cost of living, and preparing a budget for your time in graduate school. Through

interactive visualization tools and engaging infographics, students are invited to better understand a variety of issues

U-M Tuition Payment Plan and Tuition Insurance

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related to borrowing and spending, potential future earnings, and money management. Visit GradSense at gradsense.org

734/764-8320| https://uhs.umich.edu/healthinsuranceplans