Form 780-A - Page 2
Service Oklahoma/Motor Vehicle Services
In Lieu of Replacement Title Affidavit
Purpose of Form
This af
davit is to be utilized by an insurance company, or their authorized representative, in applying for an Oklahoma Sal-
vage or Junk certificate of title to a vehicle following settlement of a total loss claim, in lieu of securing a replacement title
in the name of the insured, pursuant to the provisions of 47 O.S. § 1105(H), which state, in pertinent part:
When an insurer requests a salvage or junk title in the name of the insurer resulting from the settlement of a total loss
claim and upon presentation of appropriate proof of loss documentation as required by Service Oklahoma, such
transfer may be processed as one title transaction, without first requiring issuance of a replacement certificate of title in
the name of the vehicle owner. The fee shall be Twenty-two Dollars ($22.00). Two Dollars ($2.00) of this fee shall
be deposited in the Service Oklahoma Reimbursement Fund.
Insurance Company Damage Notication
Insurance companies paying a claim for a loss where the cost of repairing the vehicle for safe operation on the highway
exceeds sixty percent (60%) of the market value of the vehicle, or paying a claim for a flood-damaged vehicle as defined
in Title 47 Section 1105, must notify, in writing, both the record owner and Service Oklahoma. 47 O.S. § 1111(L)
states, in pertinent part:
L. Any insurance company that pays a claim for a loss where the cost of repairing the vehicle for safe operation on the
highway exceeds sixty percent (60%) of the market value of the vehicle or pays a claim for a flood-damaged vehicle as
defined in Section 1105 of this title shall notify, in writing, the holder of the certificate of title of the requirements of this
section and shall notify Service Oklahoma of the payment of such claim. The notice shall include the estimated total
damage percentage determination of the actual cash value made by the insurance company to repair the vehicle for
safe operation on the highway. The insurance company shall also send a copy of the notification to the holder of the
title.
This damage percentage is used by Service Oklahoma in determining the proper title type (i.e. Salvage or Junk) to be
issued. Flood Damage, when noted, will be reflected as a brand on the Oklahoma Certificate of Title.
• A Salvage title is required when the damage percentage is from 60% to 79%.
• A Junk tile is required when the damage percentage is 80% or greater.
• A Flood Damaged brand is to be added, when applicable.
Title 47 Section 1105 denes a Flood-Damaged V
ehicle as a salvage or rebuilt vehicle which was damaged by ooding,
or a vehicle which was submerged at a level to or above the dashboard of the vehicle and on which an amount of loss was
paid by the insurer.
Note: As outlined in the statutory language excerpted above, only damage impacting the roadworthiness of the vehicle need
be considered in this notification to Service Oklahoma. Cosmetic damage (i.e. hail) unrelated to roadworthiness should not
be included in this damage computation. Flood damage criteria is outlined immediately above.
Contact Information
Questions regarding the use of this affidavit, or any issue relating to insurance loss damage declarations, may be
directed to the Motor Vehicle Services of Service Oklahoma at (in state toll free) 800-522-8165, or (direct) 405-521-3221.
Mailing address:
Service Oklahoma
PO Box 26940
Oklahoma City, OK 73126-0940
Copies of this affidavit may be downloaded from the Service Oklahoma website at https://service.ok.gov.