1
ADAPTED VEHICLE
FUNDING GUIDE
MD DEPARTMENT OF DISABILITIES
Assistive Technology Financial Loan Program
Adapted Vehicle Funding Guide 2023/2024
2
Table of Contents
ABOUT THIS FUNDING GUIDE 3
MARYLAND AREA DRIVE REHABILITATION PROGRAMS 4
IN OFFICE CLINICAL ASSESSMENTS AND BEHIND THE WHEEL ASSESSMENTS 4
CLINICAL ASSESSMENTS ONLY 6
ADAPTED – CAR, VAN, & TRUCK 7
ADAPTED – CAR & VAN 8
ADAPTED - CAR 9
FIRST-TIME (NOVICE) DRIVERS 9
GRANTS FOR ADAPTED VEHICLES 10
NATIONAL MOBILITY EQUIPMENT DEALERS ASSOCIATION (NMEDA) 10
OTHER NATIONAL INCENTIVES 10
MARYLAND FUNDING RESOURCES 13
VENDORS FOR ADAPTED VEHICLES & MODIFICATIONS 14
NMEDA APPROVED ADAPTED VEHICLE VENDORS 14
VEHICLE MODIFICATION VENDORS 15
AUTO INSURANCE 18
FAQs 18
Questions to Ask When Pricing Adapted-vehicle Auto Insurance 18
The Basics of Wheelchair-Accessible Vehicle Insurance 19
How to Get Insurance for a Converted Vehicle 19
TYPES OF INSURANCE 20
BODILY INJURY LIABILITY INSURANCE 20
PROPERTY DAMAGE LIABILITY INSURANCE 20
UNINSURED MOTORIST (UM) COVERAGE 20
PERSONAL INJURY PROTECTION (PIP) 21
GAP INSURANCE 21
MARYLAND’S INTERACTIVE AUTO INSURANCE RATE GUIDE 21
ALTERNATIVE TRANSPORTATION OPTIONS 22
MOBILITYLINK 22
TRANSIT APP 22
MARYLAND TRANSIT ADMINISTRATION 22
RIDE SHARES 23
RENTING ACCESSIBLE VEHICLES 23
FINANCIAL MANAGEMENT RESOURCES 24
CASH CAMPAIGN OF MARYLAND 24
BUDGET CALCULATORS 24
ATLP Testimonial 26
Adapted Vehicle Funding Guide 2023/2024
3
WELCOME
"It's our hope that every Marylander has the opportunity to make individualized choices about their
transportation and that those choices expand access to community, school, and work. With the
Assistive Technology Loan Program's Adapted Vehicle Funding Guide, we're ensuring that the tools
and resources to acquire and finance an adapted vehicle are available in one place, making the
process as seamless as possible."
S
ecretary Carol Beatty, MD Department of Disabilities
Secretary Carol Beatty, MD Department of Disabilities
ABOUT THIS FUNDING GUIDE
This guide is available to provide resources for consumers as they move through the process
of funding an adapted vehicle. For questions related to this funding guide, please email
mdtap.atlp@maryland.gov..
ABOUT AT FINANCIAL LOAN PROGRAM
The Adapted Vehicle Funding Guide is a publication of the Maryland Department of
Disabilities, Assistive Technology Financial Loan Program (ATLP). This publication was
made possible by a grant from the Administration for Community Living grant # 90ATTF0025-
01-00. The Maryland Assistive Technology Financial Loan Program helps Maryland residents
with disabilities and their families qualify for low-interest loans to buy equipment that will help
them live, work, and learn more independently. No endorsements of these products, devices,
services, or resources are intended.
Adapted Vehicle Funding Guide 2023/2024
4
MARYLAND DRIVER REHABILITATION
PROGRAMS
Maryland Department of Transportation Motor Vehicle Administration (MVA) offers this list of providers
[Maryland Driver Rehabilitation Programs found on pages 4-9] as a customer convenience. MVA does not
endorse or recommend any individual, business, or organization included on this listing. These providers are not
employees of MVA and any service they provide is NOT a business transaction involving MVA. Costs for
assessments and scheduling are determined by each provider.
● M
ost providers can offer BOTH in-office clinical assessments and behind-the-wheel driving
assessments, and then driver rehabilitation training if necessary.
● Some providers can offer ONLY in-office clinical assessments; these providers are listed under Clinical
Assessments Only, and another provider would have to perform the behind-the-wheel assessment and
driver rehabilitation training, if necessary.
● Some providers can offer an additional service with adaptive equipment (examples: spinner knob, hand
controls, left-foot accelerator) and training; these providers are listed under the Adapted section that
includes a note on the type of vehicles they service.
● Only a few providers can offer assessments for first-time (novice) drivers, who have never before been
a licensed driver; these few providers are listed under First-Time (Novice) Drivers.
N
OTE: For customers referred for a full assessment by MVA, both clinical and behind-the-wheel assessments
are necessary.
IN OFFICE CLINICAL ASSESSMENTS AND
BEHIND THE WHEEL ASSESSMENTS
Adventist Healthcare Rehabilitation
Address: 9909 Medical Center Dr., Rockville MD 20850
Phone: 240-864-6202
Brant’s Driving School, Inc.
Address: 596 Goucher St., Johnstown, PA 15905
Phone: 877-395-7011
Email: Timothy.brant@brantsdrivingschool.com
Website: www.brantsdrivingschool.com
Capital Driver Rehabilitation Consultants, LLC
Address: 5117 Hopkins Rd, North Chesterfield, VA 23234
Service Area: Serving North DC, & South MD (will come to client)
Phone: 866-247-6467
Email: capitaldr[email protected]
Adapted Vehicle Funding Guide 2023/2024
5
Driver Rehabilitation Ctr of Excellence, LLC
Address: 14101 Parke Long Ct, Ste E, Chantilly, VA 20151
Phone: 703-345-2990
Email: info@DriverRehabCenter.com
Focus on Function Occupational Therapy Services
Service Area: Serving Central MD & Eastern Shore
Phone: 443-271-2842
Email: khigh@foftherapyservices.com
INOVA- Loudoun Hospital
Address: 44035 Riverside Pkwy Ste 500A, Leesburg VA 20176
Phone: 877-395-7011
Website: www.brantsdrivingschool.com
Brant’s Driving School @ Koons Mobility
Address: 2540 Riva Road, Annapolis, MD 21401
Phone: 877-395-7011
Website: www.brantsdrivingschool.com
Loch Raven Veterans Affairs CLC & Rehab Ctr (Accepts Veterans only)
Address: 3900 Loch Raven Blvd., Baltimore, MD 21218
Phone: 410-605-7000, ex. 4616
Email: Susan.cunning[email protected]
MedStar National Rehabilitation Network
Address: 102 Irving St. NW, Washington, D.C. 20010
Phone: 202-877-1035
Email: Nichole.E.Williams@medstar.net
Medstar Health Outpatient Rehab
Address: 6858 Old Dominion Dr Mclean, VA 22101
Email: Kathr[email protected]
MossRehab Driving Program at Beebe Rehab
Address: 19324 Lighthouse Plaza Blvd. Rehoboth, DE 19971
Phone: 215-886-7706
Email: [email protected]
Website: www.mossrehab.com/driving
Rehabilitation of Frederick
Address: 1519 West Patrick Street Suite A2, Frederick, MD 21702
Adapted Vehicle Funding Guide 2023/2024
6
Phone: 301-682-9110Veteran
Email: [email protected]
The Right Turn Rehabilitation Services
Phone: 443-402-5490
Email: rightturn324@gmail.com
Website: www.rightturnrehab.com
University of Maryland Rehab & Orthopedic Inst
Address: 3104 Lord Baltimore Dr Ste 100, Woodlawn, MD 21244
Phone: 877-395-7011
Website: www.brantsdrivingschool.com
University of Maryland Shore Regional Health
Address: 522 Cynwood Dr, Ste 300, Easton, MD 21601
Phone: 877-395-7011
Email: www.brantsdrivingschool.com
Washington DC Veterans Adm Medical Center (Accepts Veterans only)
Address: 50 Irving St., NW, Washington, DC 20422
Phone: 202-745-8000, ex. 57623
Email: Marlowe.eash@va.gov
Workforce and Technology Center Division of Rehabilitation Service (DORS) (Accepts
DORS Consumers only)
Address: 2301 Argonne Dr., Baltimore, MD 21218
Phone: 410-554-9365
Email: Annmarie.krout@maryland.gov
CLINICAL ASSESSMENTS ONLY
Sinai Hospital of Baltimore
Address: 5051 Greenspring Ave Ste 303, Baltimore, MD 21209
Phone: 410-601-7363 Direct or Appt Line 410-601-8823 or 410-601-5830
Anne Arundel Medical Group Physical Therapy
Address: 161-A Jennifer Road, Annapolis, MD 21401
Phone: 443-481-1140
Email: kgragnani@luminishealth.org
Doctors Community Hospital
Adapted Vehicle Funding Guide 2023/2024
7
Address: 8118 Good Luck Rd., Lanham, MD 20706
Phone: 240-965-8474
Email: ocole@dchweb.org
Website: www.dchweb.org
Howard County General Hospital
Address: 5755 Cedar Ln., Columbia, MD 21044
Phone: 443-718-3000
Email: Dbloom3@jhmi.edu
Saint Agnes Hospital Driving Program
Address: 900 Caton Ave, Baltimore, MD 21229
Phone: 667-234-8447
Email: htanenho@stagnes.org
St. Joseph Medical Center
Address: 7601 Osler Dr, Towson, MD 21204
Phone: 410-337-1349
Email: katherine.radhe@umm.edu
ADAPTED – CAR, VAN, & TRUCK
Adventist Healthcare Rehabilitation
Address: 9909 Medical Center Dr., Rockville MD 20850
Phone: 240-864-6202
Brant’s Driving School, Inc.
Address: 596 Goucher St., Johnstown, PA 15905
Phone: 877-395-7011
Email: Timothy.brant@brantsdrivingschool.com
Website: www.brantsdrivingschool.com
INOVA- Loudoun Hospital
Address: 44035 Riverside Pkwy, Ste 500A, Leesburg, VA 20176
Phone: 877-395-7011
Website: www.brantsdrivingschool.com
Koons Mobility
Address: 2540 Riva Road, Annapolis, MD 21401
Phone: 877-395-7011
Website: www.brantsdrivingschool.com
Adapted Vehicle Funding Guide 2023/2024
8
Rehabilitation of Frederick
Address: 1519 West Patrick Street Suite A2, Frederick, MD 21702
Phone: 301-682-9110
Email: Ottjones1@yahoo.com
University of Maryland Rehab & Orthopedic Inst
Address: 3104 Lord Baltimore Dr, Ste 100, Woodlawn, MD 21244
Phone: 877-395-7011
Website: www.brantsdrivingschool.com
University of Maryland Shore Regional Health
Address: 522 Cynwood Dr., Ste. 300, Easton, MD 21601
Phone: 877-395-7011
Website: www.brantsdrivingschool.com
ADAPTED – CAR & VAN
Driver Rehabilitation Center of Excellence, LLC
Address: 14101 Parke Long Ct., Ste E, Chantilly, VA 20151
Phone: 703-345-2990
Email: info@DriverRehabCenter.com
Loch Raven Veterans Affairs CLC & Rehab Ctr (Accepts Veterans only)
Address: 3900 Loch Raven Blvd., Baltimore, MD 21218
Phone: 410-605-7000, ex. 4616
Email: Susan.cunning[email protected]
MedStar National Rehabilitation Network
Address: 102 Irving St. NW, Washington, D.C. 20010
Phone: 202-877-1035
Email: Nichole.E.William[email protected]t
Medstar Health Outpatient Rehab
Address: 6858 Old Dominion Dr Mclean, VA 22101
Email: Kathr[email protected]
Workforce and Technology Center Division of Rehabilitation Service (DORS) (Accepts
DORS Consumers only)
Address: 2301 Argonne Dr., Baltimore, MD 21218
Phone: 410-554-9365
Email: Annmarie.krout@maryland.gov
Adapted Vehicle Funding Guide 2023/2024
9
ADAPTED - CAR
Capital Driver Rehabilitation Consultants, LLC
Address: 5117 Hopkins Rd., North Chesterfield, VA 23234
Service Area: Serving North VA, DC, & South MD (can come to client)
Phone: 866-247-6467
Email: capitaldriverrehab@gmail.com
MedStar Good Samaritan Hospital Outpatient Rehab
Address: 5601 Loch Raven Blvd., Baltimore, MD 21239
Phone: 443-444-4601
Email: amalie.a.ward@medstar.net
MossRehab Driving Program at Beebe Rehab
Address: 19324 Lighthouse Plaza Blvd. Rehoboth, DE 19971
Phone: 215-886-7706
Email: [email protected]
Website: www.mossrehab.com/driving
Sinai Hospital of Baltimore
Address: 5051 Greenspring Ave., Ste 303, Baltimore, MD 21209
Phone: 410-601-7360
Email: jcrye@lifebridgehealth.org
Washington DC Veterans Administration Medical Center (Accepts Veterans only)
Address: 50 Irving St., NW, Washington, DC 20422
Phone: 202-745-8000, ex. 57623
Email: Marlowe.eash@va.gov
FIRST-TIME (NOVICE) DRIVERS
Rehabilitation of Frederick
Address: 1519 West Patrick Street Suite A2 Frederick MD 21072
Phone: 301-682-9110
Email: Ottjones1@yahoo.com
Workforce and Technology Center Division of Rehabilitation Service (DORS) (Accepts
DORS Consumers only)
Address: 2301 Argonne Dr., Baltimore, MD 21218
Phone: 410-554-9365
Email: Annmar[email protected]
Adapted Vehicle Funding Guide 2023/2024
10
GRANTS FOR ADAPTED VEHICLES
For those who qualify, grant opportunities, which do not have to be repaid, may be available
to finance all or a portion of an adapted vehicle.
NATIONAL MOBILITY EQUIPMENT DEALERS
ASSOCIATION (NMEDA)
The National Mobility Equipment Dealers Association is a non-profit trade association of
mobility equipment manufacturers, dealers, driver rehabilitation specialists, and other
professionals dedicated to improving the lives of people with disabilities and assisting with
driving independence using wheelchair accessible vehicles. For information on their services
and funding resources visit them at https://nmeda.org
This website provides a robust list of State agencies and organizations that provide mobility
and financial assistance.
https://www.fordupfits.com/accessibility/financial-aid/accessible-vehicle-financial-programs
OTHER NATIONAL INCENTIVES
Acura Mobility Assistance Program
The Acura Mobility Assistance Program supports the mobility needs of drivers and
passengers with physical disabilities. A cash reimbursement of up to $1,000 to each eligible,
original retail client for expenses incurred to purchase and install qualifying adaptive
equipment on any eligible purchased or leased Acura vehicle.
For more information and an application visit the Acura Mobility Assistance Program or call
(800) 382-2238
Audi Mobility Assistance Rebate Program
Audi will cover up to $1,500 in assistance for hand controls (or other approved handicap
assistance devices) to anyone who purchases or leases a new Audi or CPO Audi vehicle. For
more information, please contact an adaptive equipment retailer of your choice for
information concerning the purchase and installation of such equipment.
BMW Mobility Assistance Rebate Program
When purchasing or leasing a new or Certified Pre-Owned (CPO) BMW from an authorized
BMW Center, customers who require mobility modifications may qualify for a one-time
Adapted Vehicle Funding Guide 2023/2024
11
adaptive equipment reimbursement of up to $2,500. For more information visit
https://www.bmwusa.com/special-offers/mobility-program.html
Chrysler Automobility Program
Chrysler Automobility Program provides a cash reimbursement up to $1,000 when you
purchase adaptive equipment.
For more information and to download an application visit the
https://www.fcausdriveability.com/compatibility-chart/ or call (800) 255-9877
Ford Mobility Motoring
The Ford Mobility Motoring adaptive equipment reimbursement of up to $1,000 (or up to $200
for alert hearing devices, lumbar support or running boards) is available on any eligible Ford
vehicle purchased or leased from a U.S. Ford Dealer during the program period. Maximum
reimbursement per vehicle is $1,000.
For more information visit https://www.fordupfits.com/accessibility/financial-aid/ford-
accessibility-reimbursement or call the Mobility Customer Care Center at 1-888-848-3673.
GM Accessibility Adaptive Equipment Program
Through the GM Mobility Reimbursement Program, you may receive up to a $1,500 when
you add eligible accessibility-related equipment to your Chevrolet, Buick, Cadillac or GMC
vehicles.
For more information visit https://www.gmfleet.com/vehicles/upfit-applications/accessible-
vehicles
Honda Customer Mobility Assistance
The Honda Customer Mobility Assistance Program supports the mobility needs of drivers and
passengers with physical disabilities. Honda will provide a reimbursement of up to $1,000 to
each eligible, original retail customer for expenses incurred to purchase and install qualifying
adaptive equipment on any eligible purchased Honda vehicle.
For more information https://automobiles.honda.com/mobility-assistance
Hyundai Mobility Program
This program will assist Hyundai owners with up to $1,000 toward the cost of installation of
new adaptive equipment in a new Hyundai vehicle purchased by an authorized Hyundai
dealership.
For more information visit https://www.hyundaiusa.com/us/en/special-programs/mobility
Adapted Vehicle Funding Guide 2023/2024
12
Infiniti Mobility Assistance Rebate Program
Through the INFINITI Mobility Assist Program, receive a reimbursement of up to $1,000 with
the purchase and installation of all qualified adaptive equipment through a NHTSA-certified
installer.
For more information visit https://www.infinitiusa.com/mobility-vehicles-assist-program.html
Lexus Mobility Program
Lexus reimburses the vehicle owner up to $1,000 cash for after-market adaptive equipment
for drivers and/or passengers when installed on any eligible Lexus vehicle purchased or
leased new. For more information visit
https://www.lexus.com/content/dam/lexus/documents/privacy/LexusMobilityForm.pdf
Mazda Mobility Assistance Rebate Program
Mazda USA may reimburse up to $1,000 toward the purchase and installation of adaptive
driving aids or mobility assistance equipment on all eligible Mazda vehicles.
For more information visit https://www.mazdausa.com/about-mazda/mobility-program
Mercedes-Benz Mobility Assistance Rebate Program
Through this program Mercedes-Benz may provide a reimbursement to eligible customers up
to $1,000 who install qualifying adaptive driver or passenger equipment on a purchased or
leased new Mercedes-Benz vehicle.
For more information on the reimbursement process, please contact 1-800-FOR-MERCedes.
Nissan Mobility Assistance Rebate Program
Nissan is offering up to a $1,000 reimbursement on your purchase and installation of qualified
adaptive equipment.
For more information visit https://www.nissanusa.com/mobility-vehicles-assist-program.html
Subaru Mobility Assistance Rebate Program
The Subaru Mobility Assist Program provides reimbursement of up to $1,000 on new Subaru
vehicles from authorized Subaru retailers in the United States to help qualifying owners get
necessary vehicle modification due to medically recognized physical disabilities.
For more information visit https://www.subaru.com/owners/benefits-of-ownership/mobility-
assistance.html
Toyota Mobility Assistance Program
Adapted Vehicle Funding Guide 2023/2024
13
This program provides cash reimbursement of up to $1,000 of the cost of any aftermarket
adaptive equipment or conversion, for drivers and/or passengers, when installed on any
eligible purchased or leased new Toyota vehicle.
For more information visit https://www.toyotamobility.com/financial-assistance or call the
Toyota Mobility Assistance Center at (800) 331-4331
Volkswagen
Volkswagen will reimburse up to $1,000 towards the purchase and installation of lift
equipment, carriers, hand controls, pedal extensions or other assistance equipment on any
eligible model.
For more information https://www.vw.ca/en/financial-services/rebate-programs.html
MARYLAND FUNDING RESOURCES
Maryland Assistive Technology Financial Loan Program
The Assistive Technology Financial Loan Program helps Maryland residents with disabilities
and their families qualify for low-interest loans to buy equipment that will help them live, work,
and learn more independently. The program offers flexible lending criteria including lenient
income thresholds, longer repayment terms, low(er) interest rates, and loan guarantees for
those who qualify.
For more information https://mdod.maryland.gov/mdtap/Pages/AT-Financial-Loan-
Program.aspx
Center for Independent Living (CIL)
The CIL’s offer small assistive technology grant funds, typically requiring some percentage of
financial match by the consumer, and these grants can help fund certain vehicle
modifications.
For more information visit your local CIL https://acl.gov/programs/centers-independent-
living/list-cils-and-spils
Developmental Disabilities Administration (DDA)
The DDA administers three Medicaid home and community-based waiver programs on behalf
of Maryland’s Medicaid Office including the Family Supports Waiver, Community Supports,
and Community Pathways Waivers (including for transportation and vehicle modifications).
For more information visit
https://health.maryland.gov/dda/Pages/Medicaid_Waiver_Programs.aspx or call 410-767-
5600 (local) or 844-253-8694 (toll-free).
Adapted Vehicle Funding Guide 2023/2024
14
Division of Rehabilitation Services (DORS)
The DORS Workforce Technology Center’s state-licensed evaluators determine what
adaptive equipment and other modifications a vehicle needs to allow individuals with
disabilities to enter, exit, and safely operate it. Modifications are for vehicles owned (not
leased) by the DORS consumer or his or her family.
Contact your DORS Counselors or your local DORS office for more information
https://dors.maryland.gov/resources/pages/locations.aspx
US Department of Veterans Affairs Automobile Allowance Program
Service members and Veterans may be eligible for a one-time payment of not more than
$24,115.12 toward the purchase of an automobile or other conveyance if you have certain
service-connected disabilities.
For more information visit https://www.va.gov/disability/eligibility/special-claims/automobile-
allowance-adaptive-equipment/ or call (800) 698-2411 for more information.
Local Dealership Incentives
Jerry’s Mobility Vehicles & Service (Baltimore Location)
Jerry’s Mobility will provide up to a $500 discount on the Internet Price for a Chassis and
conversion vehicle.
For more information, please contact Raymond Torreon, Mobility Manager, at 410-661-5700
x2266, or RTorreon@JerrysAutoGroup.com
VENDORS FOR ADAPTED VEHICLES &
MODIFICATIONS
NMEDA APPROVED ADAPTED VEHICLE VENDORS
All Mobility Store LLC
Address: 8999 Ocean Hwy, Delmar, Maryland, US, 21875
Phone: 410-543-4323
Categories: High Tech Driving Systems Installer, Mobility Equipment Installer
BEDCO Mobility
Adapted Vehicle Funding Guide 2023/2024
15
Address: 6300 Falls Rd Unit 2, Baltimore, Maryland, US, 21209
Phone: 410-825-1440
Categories: Mobility Equipment Installer
Jerry’s Mobility
Address: 8001 Belair Rd, Baltimore, Maryland, US, 21236-3709
Phone: 410-661-5700
Categories: Mobility Equipment Installer
Koons Ford of Annapolis
Address: 2540 Riva Road, Annapolis, Maryland, US, 21401
Phone: 410-224-2100
Categories: High Tech Driving Systems Installer, Mobility Equipment Installer
MobilityWorks – Baltimore
Address: 2601 N Rolling Road, Windsor, Maryland, US, 21244
Phone: 443-384-0080
Categories: Mobility Equipment Installer
MobilityWorks – Beltsville
Address: 11409 Maryland Avenue, Beltsville, Maryland, US, 20705
Phone: (727) 521-4248
Categories: High Tech Driving Systems Installer, Mobility Equipment Installer
The Customizers, Inc.
Address: 14133 Pennsylvania Ave, Hagerstown, Maryland, US, 21742
Phone: (301) 797-7727
Categories: Mobility Equipment Installer
Total Mobility Services Inc – Frederick
Address: 5411 Yukon Court, Suite B, Frederick, Maryland, US, 21703
Phone: (240) 490-7840
Categories: High Tech Driving Systems Installer, Mobility Equipment Installer
VEHICLE MODIFICATION VENDORS
(Vendors that sell new & used adapted vehicles as well as adapt standard vehicles, Mobility Products, Vehicle
Seating, Wheelchair lifts and rentals)
AA EASTERN MOBILITY COMPANY
Address: 12455 Woodsboro Pike, P.O. BOX 415, Keymar, MD 21757
Adapted Vehicle Funding Guide 2023/2024
16
Phone: 888-845-0533 or 301-845-4188
Categories: Sells pre-adapted vehicles
All Mobility Solutions
Address: 8999 Ocean Hwy, Delmar, Maryland 21875
Phone: 410-543-4323
Categories: Sells adapted vehicles, scooters, wheelchair carriers, powerlift recliners,
stair lifts, platform lifts, multifold and threshold ramps and rubber threshold.
American Medical Equipment
Address: 733 Fredrick Road, Catonsville, MD 21228
Phone: 1-866-719-1222 or 410-719-1222
Categories: Only installs lifts, no extensive vehicle modifications or hand controls
American Truck & Bus, Inc.
Address: 195 Defense Highway, Annapolis, MD 21401
Phone: 410-224-8224 or 800-866-5466
AMS Vans
Address: 6275 Lawrenceville Hwy, Tucker, GA 30084 (Delivery to your front door
anywhere in the US)
Phone: 1-800-775-828-8267
Website: www.amsvans.com and www.marylandwheelchairvans.com
Categories: Sells pre-adapted vehicles
Auto Assist, Inc.
Address: 5002 Lehigh Ave., College Park, MD 20740
Phone: 301-699-2238
Email: [email protected]
Categories: Sells pre-adapted vehicles and rents vehicles
Bruno
Address: 1780 Executive Drive, Oconomowoc, WI 53066
Phone: 1-866-882-4990
Website: www.bruno.com
Customizers
Address: 14133 Pennsylvania Ave., Hagerstown, MD 21742
Phone: 301-797-7727
Website: www.customozerconversions.com
Fancy Vans & Speed
Address: 12375 Waldorf Sq. Business Center, Waldorf, MD 20601
Phone: 301-843-5151
Adapted Vehicle Funding Guide 2023/2024
17
Categories: Sells pre-adapted vehicles
FR Conversions
Address: Corporate Office - 1231 Tech Ct, Westminster, Md. 21157
Phone: 844-372-8267
Fax: 410-265-0067
Website: www.frconversions.com
Klein Auto Specialist
Address: 2720 Sission Street, Baltimore, MD 21211
Phone: 410-467-1635
Jerry’s Mobility Vehicle’s & Service
Address: 8001 Belair Road, Baltimore, MD 21236
Phone: 410-661-5700
Website: www.jerrysmobility.com
Categories: Sells pre-adapted vehicles, Mobility Products, Vehicle Seating, Wheelchair
lifts and Wheelchair Securement.
Koons Mobility
Address: 2540 Riva Road, Annapolis, MD 21401
Phone: 1-800-352-1415 or 410-224-2100
Website: www.koonsford.com
Categories: Sells pre-adapted vehicles; New and used vehicles and equipment
Mobility Solutions
Address: 9343 Fraser Avenue, Silver Spring, MD 20910
Phone: 301-650-0035 or 800-519-0035
Website: www.1mobilitysolutions.com
Total Mobility Services
Address: 5415 Yukon Court Suite E, Frederick, Maryland 21703
Phone: 240-490-7840
Website: www.tmservices.com
Categories: Sells pre-adapted vehicle, converts vehicles, home & office climbers,
elevators, lifts and offer adapted vehicle rentals
Mobility Works - Prince George’s County
Address: 11409 Maryland Avenue, Beltsville, MD 20705
Phone: 1-888-743-2929 or 301-200-2602
Website: www.mobilityworks.com
Email: info@mobilityworks.com
Categories: Sells pre-adapted vehicles
Adapted Vehicle Funding Guide 2023/2024
18
Mobility Works - Baltimore County
Address: 2601 N Rolling Rd, Windsor Mill MD 21244
Phone: 443-384-0080
Website: www.mobilityworks.com
Email: info@mobilityworks.com
Categories: Sells pre-adapted vehicles
AUTO INSURANCE
SOURCE: https://www.autoinsurance.org/auto-insurance-for-wheelchair-adapted-vehicles/
SOURCE:
https://insurance.maryland.gov/Consumer/Documents/publicnew/autoinsuranceguide.pdf
According to the U.S. Equal Employment Opportunity Commission (EEOC), insurance
companies are not discriminating when deciding whether to provide coverage based on
vehicle modifications, a severe impairment that raises your risk factor, or other circumstances
that enhance your risk level.
Keep in mind that you are still entirely responsible for driving safely and following all traffic
laws. Speak with insurers, ask questions, and compare rates. There’s no reason you can’t
get the right insurance for your adapted vehicle if you provide the right information.
FAQs
Questions to Ask When Pricing Adapted-vehicle Auto Insurance
Here are some inquiries you might want to make as you shop around for quotes and compare
insurance products for adapted vehicles. Asking these questions in advance can make it
easier for you to compare and shop for the best coverage.
● What does the company regard as a vehicle modification?
● What are the average rates for a motorist with disabilities or a driver with a
particular disability?
● How can I lower my insurance rates?
● Can I get a discount for my disability?
● Do you provide full coverage for any adapted equipment I may have outside my
car?
● Do I need to insure my modification and/or equipment with a separate policy from
my vehicle insurance policy?
Adapted Vehicle Funding Guide 2023/2024
19
Be sure to be proactive in informing insurance companies that it is a modified vehicle as they
are not trained to ask about it. If they do not know and something happens to your
modification or equipment, it may not be covered.
The Basics of Wheelchair-Accessible Vehicle Insurance
It’s a common misconception that wheelchair van insurance is handled differently. Whether
you have a disability or not, accidents and claims history are what auto insurance companies
look at most.
For instance, even if your auto insurance is unlikely to cover the cost of your vehicle’s initial
modifications, it will still pay for conversion repair or replacement if the vehicle is totaled or
harmed by a natural catastrophe if you carry the right policy.
Ultimately, the amount of collision and comprehensive coverage you choose will determine
the level of protection that wheelchair van insurance can offer. For example, if you don’t carry
a comprehensive policy, it’s unlikely that circumstances other than accidents will be covered.
It is advisable to discuss your situation with the insurance company to determine exactly what
kind of coverage is offered. Depending on where you live, you will have different options. So,
it’s important to shop around with as many local companies as possible to get the best policy
for a wheelchair van or another type of wheelchair-accessible vehicle.
How to Get Insurance for a Converted Vehicle
Follow these recommendations while searching for auto insurance on a wheelchair-
accessible vehicle to get a better bargain and protect you on the road.
Be honest. Declare all modifications made to the van when applying for an
insurance policy. Your insurance prices may fluctuate as a result of several
developments.
Buy equipment coverage or van conversion add-ons. Make sure your insurance
will cover any equipment for those with disabilities, including wheelchairs. If not, ask
for insurance add-ons that cover equipment and conversions.
Certified modifications only. It’s crucial that these modifications are correctly
installed by a certified technician. It would be awful if you were in a car accident and
later learned that your equipment wasn’t insured because it wasn’t installed
properly.
Ask about equipment coverage. Verify that your insurance policy covers any
special equipment, such as wheelchairs. Any equipment you bring with you,
including wheelchairs that will be set up outside your car, need to be protected.
To find out whether an insurer can provide supplementary coverage for something not
specifically protected by your primary policy, consider shopping with at least three different
companies. Finding a workable alternative shouldn’t be too difficult because most of the
big auto insurance providers also provide van conversion insurance.
Adapted Vehicle Funding Guide 2023/2024
20
TYPES OF INSURANCE
To determine the best insurance options for your situation, check with your insurance agent.
BODILY INJURY LIABILITY INSURANCE
If you cause an accident and an injured person makes a claim or files a lawsuit against you,
bodily injury coverage will:
● Pay for a lawyer to defend you if you are sued; and Pay the amount of medical
expenses, lost wages and pain and suffering that you are legally responsible to pay to
another person(up to the policy limits); or,
● Pay an amount to settle these claims (up to the policy limits).
In other words, if the claim for bodily injury is covered by your policy, the insurer will pay the
claim up to the dollar limits of the coverage you purchased; you would only need to pay if the
claim exceeds the policy limit or if the claim was not covered under the terms of the policy.
PROPERTY DAMAGE LIABILITY INSURANCE
If you cause an accident that damages someone’s property (such as their car) and the
property owner makes a claim or files a lawsuit against you, property damage liability
coverage will:
● Pay for a lawyer to defend you in the event that you are sued; and pay the amount of
physical damage that you caused to vehicles or property that you do not own (up to
the policy limits); or,
● Pay an amount to settle these claims (up to the policy limits).
In other words, if the claim for property damage is covered by your policy, the insurer will pay
the claim up to the dollar limits of the coverage you purchased; you would only need to pay if
the claim exceeds the policy limit or if the claim was not covered under the terms of the
policy.
Other people, such as family members, may also be covered under your insurance policy’s
bodily injury or property damage coverage. Family members are generally covered if: they
are listed on the policy as drivers, they are driving your car for an occasional purpose with
your consent, and they are not otherwise excluded by your policy’s terms. If you are unsure
whether a potential driver would be covered under your policy, read the terms of your policy
or call your insurer or producer before you let that person drive the car.
Note: While state law establishes the minimum level of liability coverage, consumers who can
afford higher premiums may choose to purchase more coverage. Higher limits of coverage
provide more protection against repair expenses, medical expenses and legal judgments
which might be higher than the minimum coverages required by Maryland law.
UNINSURED MOTORIST (UM) COVERAGE
Uninsured motorist coverage will protect you if someone driving without insurance causes
damage to your property or injures you or your passenger(s). Coverage also applies when an
Adapted Vehicle Funding Guide 2023/2024
21
auto damages your vehicle or injures you and leaves the scene of the accident without being
identified. This insurance covers repairs to your property, as well as medical expenses, lost
wages, and pain and suffering.
In Maryland, UM coverage also includes underinsured motorist coverage, which is known as
UIM coverage. It provides you with bodily injury protection in the event you are involved in an
accident where the at-fault driver has an insurance policy with liability limits that are less than
your UM limits, and your injuries exceed the at-fault driver’s available limits. You then can
claim the difference under your own insurance policy.
PERSONAL INJURY PROTECTION (PIP)
Maryland law requires consumers to purchase Personal Injury Protection (PIP) coverage.
Up to the specified dollar amount of your coverage, PIP coverage will reimburse you (or
others named on your policy) for reasonable and necessary medical expenses resulting from
an auto accident, as well as lost wages. This reimbursement will be made regardless of who
caused the accident. PIP coverage can be denied if claims are not properly and timely filed
with your insurer. Therefore, it is important to contact your insurer or producer immediately
after an accident has occurred and request PIP forms.
GAP INSURANCE
Guaranteed auto protection insurance (GAP) is an optional coverage that may be purchased
when physical damage coverage (comprehensive and collision coverage) is included in your
auto policy. GAP insurance provides valuable protection if you have a loan or a lease on your
car. Not all insurers offer GAP coverage. GAP coverage is particularly important if you have
purchased or leased a vehicle with little or no money down.
If your car is considered a total loss because of a collision, theft or other covered loss, GAP
insurance generally will pay the difference between the actual cash value of the vehicle and
the current outstanding balance on your loan or lease.
MARYLAND’S INTERACTIVE AUTO INSURANCE RATE GUIDE
Comparison shopping is the key to getting the most for your insurance dollar.
Use this guide to find sample auto insurance premiums in your area. It lists those companies
writing the greatest number of insurance policies in Maryland. Individuals may not qualify for
coverage from all insurers: https://insurance.maryland.gov/Consumer/Pages/Auto-Insurance-
A-Comparison-Guide-To-Rates.aspx
Adapted Vehicle Funding Guide 2023/2024
22
ALTERNATIVE TRANSPORTATION OPTIONS
MOBILITYLINK
MobilityLink is a specialized transit service available to people who, because of a disability,
are functionally unable to get to a bus stop, wait unassisted at a stop or station, or board or
ride a bus or train by themselves. MobilityLink is a shared ride service offered from the first
exterior door of your home or pick up location to the first exterior door of your destination.
Mobility service is available within three quarters (3/4) of a mile of any local bus route and
train service in Baltimore City and Anne Arundel and Baltimore counties and within three
quarters (3/4) of a mile radius of a light rail or Metro/subway station.
Learn more: https://www.mta.maryland.gov/mobility
TRANSIT APP
Transit provides real-time arrival information for all MDOT MTA CityLink, LocalLink, Express
BusLink buses, along with Commuter Bus, MARC Train, Metro SubwayLink, and Light
RailLink service across the region. Whether you are checking the status of your favorite bus
route or need step-by-step directions to get somewhere new, Transit and MTA have you
covered.
LEARN MORE AND DOWNLOAD THE APP HERE: https://www.mta.maryland.gov/transit
Unable to download Transit? No worries, MDOT MTA has you covered! There are three
additional options for passengers to choose from:
1. Text the bus stop ID to MTAMD (68263) to receive real-time arrivals for all the routes
that pass through that stop.
2. Call 1-866-RIDE-MTA (1-866-743-3682) and select the "Bus Routes Information"
option and enter your bus stop ID to hear the next real-time bus arrival information.
3. Select your route and stop from our real-time information page for predicted arrival
times (best viewed on a mobile device).
MARYLAND TRANSIT ADMINISTRATION
The Maryland Transit Administration (MTA) is committed to providing a public transit system
that everyone can use. They’ve made improvements to make the system more accessible
for people with disabilities and seniors, including the Bus, Metro Subwaylink, and Light Rail
systems. For details about the MTA services and features that will enable you to travel safely
Adapted Vehicle Funding Guide 2023/2024
23
and comfortably within their service area, please visit
https://www.mta.maryland.gov/accessibility.
RIDE SHARES
Lyft offers access to WAV rides through a ride type called ‘Access’. When you request an
Access ride, Lyft pairs you with available drivers who can accommodate a non-folding or
motorized wheelchair or scooter. Access rides aren’t available in every market yet. See
where you can request an Access ride here:
https://help.lyft.com/hc/ru/all/articles/115013081668-wav-rides#regions
If you're not in an area with Access rides, Lyft will help you find local companies that provide
WAV ride options.
Learn more: https://help.lyft.com/hc/ru/all/articles/115013081668-wav-rides
Uber is using technology to make transportation more accessible and reliable for riders with
mobility disabilities, including through WAV (wheelchair-accessible vehicles).
Learn more: https://www.uber.com/newsroom/improved-experience-riders-wheelchairs/
*Note: It is important to keep in mind that accommodations provided by rideshare apps such
as Uber and Lyft may vary from driver to driver and may be inconsistent. While these
companies have policies in place to ensure accessibility and inclusivity, the State of Maryland
does not monitor these policies.
RENTING ACCESSIBLE VEHICLES
SOURCE: https://nmeda.org/renting-a-wheelchair-accessible-van/
Whether your own wheelchair accessible vehicle (WAV) is undergoing repairs or
modifications or you’re testing the adapted automobile waters before taking the plunge with
the purchase of one, renting a wheelchair accessible van is an affordable, convenient, and
comfortable way of improving your mobility.
Looking for a wheelchair accessible vehicle or adaptive equipment? One size definitely does
not fit all! Check out this interactive map for National Mobility Equipment Dealers Association
(NMEDA) Dealers here: https://nmeda.org/consumer-resources/dealer-locator/
Adapted Vehicle Funding Guide 2023/2024
24
FINANCIAL MANAGEMENT RESOURCES
CASH CAMPAIGN OF MARYLAND
The CASH Campaign of Maryland promotes economic advancement for low-to-moderate
income individuals and families in Baltimore and across Maryland. CASH accomplishes its
mission through operating a portfolio of direct service programs, building organizational and
field capacity, and leading policy and advocacy initiatives to strengthen family economic
stability.
The CASH Campaign of Maryland offers two great programs to help you reach your financial
goals. Through generous support from the Foundation for Financial Planning and other
partners, these high-quality programs are available at no cost to Marylanders.
Financial Coaching offers ongoing, unlimited, one-on-one support to reach your
financial goals! The trained coaches work individually with participants and help them
to achieve personal financial goals such as eliminating debt, rebuilding credit, and
developing spending plans. There are no income guidelines for this program, and
anyone can take advantage of this free service.
The Financial Planning Program is designed to connect Marylanders to a
professional, quality financial plan on a range of topics and goals, including investing,
homeownership, college funding, and wills and retirement planning. Our Pro Bono
Certified Financial Planners® provide consultations in up to two free sessions. In
keeping with our mission, our aim is to serve low-to-moderate income individuals and
families through this program.
Learn more and sign up for the intake survey here: https://cashmd.org/financial-coaching/
BUDGET CALCULATORS
Quicken:
Whether you’re new to personal finance or have been building toward financial freedom for
years, budgeting can be one of your most effective tools for reaching your goals. If you want
to experiment with a budget, Quicken’s free budget calculator can help you get started.
Learn more: https://www.quicken.com/resources/calculators/budget-calculator
Adapted Vehicle Funding Guide 2023/2024
25
American Consumer Credit Counseling:
Founded in 1991, American Consumer Credit Counseling (ACCC) is a nonprofit (501) (c)(3)
organization, offering confidential consumer credit counseling services, debt consolidation,
debt management, budget counseling, bankruptcy counseling, housing counseling, student
loan counseling and financial education to consumers nationwide. ACCC is a leader in the
credit counseling industry and has national counseling experience.
ACCC offers a number of worksheets and calculators that could prove helpful:
● Household Budgeting Worksheet
● ACCCs Loan Repayment Calculator
● Car Loan Payment Calculator
26
ASSISTIVE TECHNOLOGY
FINANCIAL LOAN PROGRAM TESTIMONIAL
“We had the best Easter Celebration this year as we received a $70,000.00
state [Maryland Assistive Technology Loan Program] loan to help us purchase a
wheelchair accessible van for our son Benard. It took a really long time to get to
this point but we are so grateful because this purchase helps Benard to go out
with the family without the hassle and discomfort of having to lift him in and out
of a manual chair. Benard was born with a spinal muscular atrophy and has lost
two brothers with the same condition. This is a huge blessing.”
- Victoria B., ATLP Client
The Assistive Technology Financial Loan Program
1-800-832-4827 tollfree 410-554-9230 local/711 Relay
410-554-9237 fax
2301 Argonne Drive, Rm T-42, Baltimore MD 21218
Adapted Vehicle Funding Guide 2023/2024
